Empowering Homeowners
With Dignity, Empathy, and Real Solutions
MISSION STATEMENT: to guide and support homeowners facing financial and/or mortgage distress, ensuring their journey is marked by compassion, respect, and to provide genuine solutions that lead to lasting financial stability.
Financial Triage
Empathy dignity and solutions – mission statement
Background def’n – overlay the mission statement
Financial Triage
A comprehensive review of your current situation to determine the most advantageous course of action to bring you to your best result.
Our Mission
To provide real solutions, with empathy and dignity, to anyone that is feeling the stress of todays living.
Congratulations for taking the first step to your “Homeowner Solution”
You’re here
You’re here, and we’re glad you are!
You’ve taken the first strategic step in gaining control of your financial health. Your Homeowner Strategies are one or a combination of many things. Everyone’s circumstances are unique. We’re here to determine what makes the most sense for you.

WHEN TO CALL FOR YOUR FREE CONSULTATION….
If you’re:
behind on your mortgage
A quick conversation may be all you need to provide solutions and peace of mind?
behind on your property taxes
If your lender is contacted by the city for payment of tax arrears, your mortgage is automatically in default and you may not even know. Let’s discuss and find a solution for you.
behind on day-to-day bills
Let us explore any available options for assistance to reduce your stress
behind or only making the minimum payment on your credit cards
Even if you’re only one payment behind – a quick conversation may be all you need to provide solutions and peace of mind.
behind on your income taxes
CRA is often a challenge and will take a priority on your mortgage. Lets explore solutions to protect your asset.
feeling the stress of day to day living.
We have a number of professionals experienced in assisting clients in maintaining their mental health through the process of navigating personal and financial challenges.
Our Team


David Yuzpe
mortgage broker


Marcia Beaton
Real Estate Broker
Our Trusted Partner’s Services Include:
- Real Estate Lawyers
- Family Law Lawyers
- Certified Financial Planner
- Financial Coach/Budgeting Professional
- Licensed Insurance Specialist
- Psychologist/Social Worker
- Licensed Insolvency/Bankruptcy Professional
Charting Your Path With Ontario Home Strategies
With a rich blend of expertise and creativity, we bring together a unique set of skills and perspectives that drive innovation and success. Each member is committed to delivering high-quality results, fostering a collaborative environment where ideas flourish and challenges are met with enthusiasm.
What They Say
Testimonials
Very personable and offers solid, affordable and smart financial advice. She truly has your best interests at heart. Wonderful woman and service!

Stephanie MacQueen
Client
Monika is amazing! She made this experience a lot less stressful! She truly cares about her clients. I feel so much better knowing my family is safe by having great and affordable life insurance. Thanks for everything Monika!

Steph Borromeo
Client
If you are looking for someone to help you through the confusing and sometimes frustrating world of insurance you have found the right person. Monika makes it easy and ensures understanding. Her no pressure friendly professional manner is so refreshing! I can't say enough good about her! Don't delay call her now!

Heather Vanek
Client
Future Solutions
Financial planning consultation – Rebuilding a tailored path to sustainable and long-term financial independence.

FAQ's
Frequently Asked Questions
Anyone looking to solve housing/mortgage/everyday financial challenges, CRA or property tax arrears.
Anything mortgage or real estate related. Financial coaching, family law, real estate law, psychotherapy relating to finances or causative factors contributing to the stressors.
Your initial consultation is absolutely free and with absolutely no strings attached. We will work with you to determine the best course of action to solve your specific problems and achieve a path to your peace of mind.